Is travel insurance worth it? While we think this is an absolute ‘yes!’, some travelers would disagree. Either they’re the biggest optimists or have their heart set on “what could go wrong”, one look at “no travel insurance horror stories” can make them think otherwise! Why is that so?
We all know that things can go south pretty quickly. Not only that, but they’re even more terrifying when we don’t have control over them. This especially applies to traveling. Your flight may be canceled or delayed, you might have a last-minute emergency, or – knock on wood – you may get pretty ill during your adventures. In all cases, these are scenarios we don’t want to see! Luckily, even if they do happen, consider travel insurance as the light at the end of the tunnel.
Travel insurance has practically become a necessity at this point. Since many people see their adventures as big investments, they want to stay protected at all costs – both financially and in emergency cases. Still, some may need a bit more convincing when asking “Is travel insurance worth it?” This is exactly what we’re here to do!
In this blog, we’ll show you why you should get travel insurance and how to choose the right one for you. As a bonus, we’ll showcase some of the best travel insurance companies depending on the type of trip you’re going for. Once we’re done, we’re pretty sure you won’t need much convincing!
If you start looking into travel insurance companies, you’ll notice you have a lot of options available. Naturally, you may not know which is the right one for you.
For instance, some international travel insurance covers cancellations and delays only, while others offer a full-rounded package including lost baggage, medical coverage, missed connections, and more. The confusion you may be feeling is more than justified, so allow us to clear the air.
When you’re looking into travel insurance, evaluate your trip on all fronts. For one, medical coverage is a must – you can never be too sure that things won’t go wrong, especially if you’re traveling with kids.
Additionally, if you’ve paid a small fortune for your experience and it would be at a big loss if your flights or connections are canceled or delayed, getting policies that cover this is a pretty good idea.
Finally, we all know budget airline companies are really convenient sometimes, they don’t have a stellar reputation for keeping baggage “where it’s supposed to be”. Luckily, that won’t be an issue if you opt for this kind of insurance!
After you’ve settled on the type of international travel insurance you need, then you should look into the best deals for you. In other words, don’t sign or purchase anything just yes! To fully get the most out of your travel insurance, go through what exactly the policy covers so you don’t run into last-minute surprises. Also, be sure to check whether you have 24/7 assistance available – you need to have help at any time a problem may arise. And, reading a few reviews may come in handy, especially when it comes to claims handling.
It’s true that not all traveling experiences are the same. That said, you wouldn’t need roadside assistance included in your insurance if you’re traveling overseas, right?
We can agree that looking for the best travel insurance companies can be rather daunting since there are many options available. Why don’t we take some of that weight off your back? Here, you’ll see some of our favorite travel insurance policies offered by reputable companies that promise full safety during your journeys.
- Best Reputation – C&F Travel Insured
When you start researching the best travel insurance companies, don’t be surprised if you run into negative reviews. Remember – every traveler has a different experience, so don’t take everything for granted. In any case, C&F Travel Insured has a reliable reputation, boasting positive reviews all around!
One of the main aspects that makes them stand out is how quick they are with their claims handling. If you look into their fine print, they state that claims will take no longer than 30 days to be processed and for you to be reimbursed. C&F Travel Insured also offers a ton of useful add-ons, as well as great discounts if you’re paying for annual coverage. In other words, it’s the best travel insurance for any frequent globetrotter!
- Best For Add-Ons – WorldTrips
Speaking of travel insurance add-ons, not mentioning WorldTrips would be criminal! They offer a range of policies with countless benefits when it comes to delays, as well as coverage for your furry friends. But, what we love most about them is their Atlas Journey Elevate plan! They dominate with their adventure sports add-ons which come at a particularly lower cost compared to their competitors. If you’re looking for a cheaper option, the Atlas Journey Escape plan is great, too!
- Best For Families – Travelex Insurance Services
We all want the best for our little ones – this includes travel insurance as well. Instead of looking through tons of options, let us recommend a company that has proven to be one of the best for families – Travelex Insurance Services. For one, coverage for children for their plans is free of charge! While they’re not the greatest with their missed connections policy, they surely make up for it with their delay coverage. Also, since kids are free of charge, consider getting an upgrade for the medical travel insurance. Travelex ranks on the lower side, so this is definitely something to keep in mind.
So, for the last time, what do you think – is travel insurance worth it? Now that we’re done, we’re pretty sure we know your answer!
Travel insurance is a necessity, especially if you’re going on a distant family trip. It’s always better to be safe than sorry, so look into your options and find the most suitable choice. If you’re having doubts, you can’t go wrong with our recommendations!
Looking for useful information or interesting stories about traveling with kids? Read the rest of our blogs!
